Add-ons available for van insurance

Several add-ons are available for van insurance policies, offering additional protection and benefits beyond standard coverage. Here are some common add-ons you may consider:

  1. Breakdown Cover: This add-on provides assistance if your van breaks down, including roadside assistance, towing, and repair services. It offers peace of mind and ensures you’re not stranded in the event of a breakdown.
  2. Legal Expenses Cover: Legal expenses cover can help with legal costs if you’re involved in a dispute related to your van, such as a personal injury claim or dispute with another driver. It covers legal fees, court costs, and other expenses associated with legal proceedings.
  3. Windscreen Cover: Windscreen cover protects against the cost of repairing or replacing a damaged windscreen. It typically covers chips, cracks, and other damage to the windscreen glass.
  4. Goods in Transit Insurance: If you use your van to transport goods, goods in transit insurance provides coverage for the items you’re carrying. It protects against loss, theft, or damage to the goods while in transit.
  5. Tool Cover: Tool cover insures the tools and equipment you carry in your van. It provides protection against theft or damage to your tools, ensuring you can continue to work if your tools are lost or stolen.
  6. Courtesy Van: Some insurers offer a courtesy van as an add-on, providing a temporary replacement vehicle if your van is involved in an accident or is being repaired. This ensures you can continue to run your business while your van is out of commission.
  7. Key Cover: Key cover provides protection against the cost of replacing lost or stolen keys, including the cost of locksmith services and replacement keys.
  8. Personal Accident Cover: Personal accident cover provides financial compensation if you or your passengers are injured in an accident involving your van. It can help cover medical expenses, loss of income, and other costs associated with an injury.
  9. Hire Purchase Gap Insurance: If you’ve financed your van through a hire purchase agreement, gap insurance covers the shortfall between the van’s value and the amount you owe on the finance agreement if your van is written off or stolen.
  10. Modified Van Insurance: If you’ve made modifications to your van, such as adding a roof rack or modifying the interior, modified van insurance provides coverage for these alterations. It ensures your modifications are protected in the event of damage or theft.

Before adding any of these extras to your van insurance policy, carefully consider your needs and budget, and compare quotes from different insurers to find the best coverage at the most competitive price.

Do you need private or commercial van insurance? | Bobatoo

By Aban

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