How much is personal health insurance UK?

The cost of personal health insurance in the UK can vary widely depending on factors like age, location, coverage level, and health status. On average:

Basic Coverage: Premiums can start from as low as £30 to £40 per month for young, healthy individuals.

Mid-Level Plans: A plan offering more comprehensive coverage, including outpatient care, can cost around £60 to £80 per month.

Comprehensive Plans: Premiums for extensive coverage with full outpatient care and access to top hospitals may range from £100 to £150+ per month.

Factors such as adding dental or optical care, reducing waiting periods, or opting for private GP services can also influence the cost. Additionally, lifestyle factors, such as smoking, can increase premiums. Discounts may apply if you maintain a healthy lifestyle or agree to certain terms, like using the NHS for specific treatments.

For the most accurate quote, it’s best to get a personalized comparison from multiple insurers.