Best Car Insurance Companies in New York 2024
New York has over 12 million drivers, which is why its roads are the busiest in the U.S. And with this many drivers on the road, there’s more chance for a driver to get into an accident.
So, if you drive and own a car, you need auto insurance not just for your protection but also because it’s mandated by New York state law. Auto insurance comes at a high price in New York. And for full coverage, some drivers can’t afford it.
So, how do you find the best car insurance in New York that fits your needs and is relatively cheap?
According to a PropertyNest study, the average cost of a standard car insurance policy in New York state is $2,115 a year. The main factors that determine the cost are the company, where you live (whether it is rural or urban.), driving record, and discounts.
Whether you are shopping for your first policy or looking for a better premium, we did our research to make your search easier.
PropertyNest has ranked the best car insurance companies in New York based on several factors. The ranking was created using J.D. Power customer satisfaction ratings, financial stability ratings from AM Best, and affordability details collected over time by the PropertyNest research team.
PropertyNest pricing estimates were attained using research data collected on the average adult’s traits, including age, drivers, driving history, education level, mileage use, and the most popular sold car model, Honda CR-V, in New York State.
The estimates are useful in learning what the average person with the average car might get quoted. However, you should shop for your quotes for personalized coverage and premiums.
Results may vary according to different metrics, such as your driving history, credit score, car model, and safety features, to name a few.
It’s important to remember that different insurance companies offer different types of discounts, which you may or may not qualify for.
Best Car Insurance Companies in New York
Allstate – Best Car Insurance That Gives You Cash Back for Driving Safely
Liberty Mutual – Best Car Insurance with the Ability to Give You a New Car
State Farm – Best Car Insurance for Classic and Antique Cars
Progressive – Best Cheapest Car Insurance for Drivers With a DUI
Amica – Best Car Insurance with a Standard Policy That Has Attractive Built-In Perks
GEICO – Best Car Insurance with the Most Discounts
Travelers Insurance – Best Car Insurance with Optional Features That Matter
Chubb – Best for High-Net-Worth Clientele
Nationwide – Best Car Insurance with Online Presence and Intuitive App
Main Street America – Best Car Insurance with the Cheapest Rates