Best Affordable Health Insurance plans of 2024
When searching for affordable health insurance plans in 2024, several key options stand out:
1. Blue Cross Blue Shield (BCBS) offers the most affordable Bronze plans in 24 states. These plans typically have the lowest premiums but higher deductibles. BCBS also provides the cheapest Silver plan in several states, making it a strong option for budget-conscious individuals.
2. Aetna is another affordable option, particularly for young and healthy individuals. Aetna’s plans often include low-cost or free routine care at CVS MinuteClinics, making them convenient for preventive care.
3. Ambetter is a budget-friendly choice with low premiums, although it has received some criticism for its provider network, making it harder for some to find in-network doctors. Despite these challenges, Ambetter offers the cheapest Bronze plans in six states and the cheapest Silver plans in 12 states.
4. Health Insurance Marketplaces under the Affordable Care Act (ACA) also offer discounted rates, especially for individuals and families with lower incomes. Many people can find plans for as low as $10 per month after tax credits, particularly with Bronze-tier plans.
Ultimately, your best choice will depend on your location, income, and healthcare needs. Checking out your state’s marketplace or comparing options on healthcare.gov can help you find the most affordable coverage that meets your needs.
